Vision insurance is beneficial to help your family maintain healthy eyes. Coverage varies depending on the insurance company that you are with, but most insurance plans offer benefits on an annual basis. As the end of the year is approaching, it is important to evaluate your insurance coverage to make sure that you have taken advantage of all of the benefits.
Typically, a vision insurance company will offer a maximum amount of benefits that can be used during the calendar year. Insurance is typically on a use-it-or-lose-it basis: you can use the benefits any time during the year, but you can’t roll the benefits to the following calendar year. So, you need to make sure that you schedule time for your eye exams before December 31st.
Even though most insurance plans have a cut-off date at the end of the year, there are certain situations when benefits can rollover to the next year. The best thing that you can do is talk to your insurance company to understand your benefits. Then, you can be sure that you are using your coverage in the right timeframe.
Insurance provides the platform that makes it affordable for you to take care of the health of your family. If you have changes in insurance coverage or you need additional care, then you can talk to your insurance agent to see if there are options to change the plan. Pay attention to coverage date endings that might occur throughout the year.
For example, if you change jobs and change vision insurance providers, then there might be a gap in insurance. So, if you need to visit the eye doctor and have the appointment paid by the insurance company, then you need to schedule the appointment during a time when you have insurance coverage.
Our staff is focused on the visual health of your family. We offer a wide range of services that will make it easy for you to keep up with your eye care. Call us right away to learn more about the services that are offered. You can schedule an appointment at our Temecula office at (951) 302-1331 or our Murrieta office at (951) 600-9226.