Have you maximized all of your insurance benefits for the year? When you are paying for family insurance coverage, then you should make the most of the services that are available. Since we are nearing the end of 2017, right now is a great time to assess your coverage and schedule appointments as needed.
Most insurance plans are based on an annual calendar, which means that you might have coverage that will be expiring at the end of the year. These benefits are often on a use-it-or-lose-it basis, which means that you can’t roll the services into the next calendar year.
For example, if your insurance plan covers an annual eye exam, then you need to have that appointment before December 31, 2017. The end of the year can be busy with holiday celebrations, so it is important to schedule this appointment as soon as possible. Not only will you avoid the hectic schedule during the holiday season, but you can also avoid the rush of other people who are trying to use their insurance benefits as well.
Scheduling an exam right now will provide treatment time if necessary. We’ll work with you to ensure that you receive the full treatment that is needed while the insurance benefits are available for the year.
In addition to insurance coverage, many times people also have Flexible Spending Accounts (FSA) that will expire at the end of the year. The money deposited into the account is dedicated for medical costs, and it needs to be used by December 31, 2017, so that you don’t lose those funds.
If you have extra money in your FSA, then you might consider options to get an extra pair of glasses or try contact lenses. Or, these funds might be used for other treatments, such as Vision Therapy for your child. Using the rest of the FSA account is the perfect opportunity to schedule any overdue preventive services or treatments.
For more information, you are welcome to talk to our staff about billing your insurance company. We are here to help! Schedule an appointment in our Temecula office at (951) 302-1331 or our Murrieta office at (951) 600-9226.